For every key product or service line, the Board develops a different supporting summary for each class of census tracts and each group of borrowers described in paragraphs V.a and VI.a of appendix A to this part.
The Board considers the weighted average of the overall performance scores comparable to the bank's conclusions for the Group Progress Funding Take a look at for its facility-dependent assessment places in the nationwide place, calculated pursuant to portion IV of appendix B to this part.
To develop supporting conclusions for geographic distributions of shut-finish property house loan loans, compact business loans, and small farm loans, the Board evaluates the bank's overall performance by evaluating the Geographic Bank Metric to general performance ranges, based upon the Geographic Marketplace Benchmark, the Geographic Neighborhood Benchmark, and multipliers, as explained in paragraphs V.b and V.c of appendix A to this section.
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(iii) A populace lack of ten per cent or even more in between the preceding and most up-to-date decennial census or possibly a net population loss of five % or maybe more over the 5-calendar year time period preceding The latest census.
b of appendix A to this element for facility-based assessment regions and retail lending evaluation spots, and paragraph III.d of appendix A to this portion for outdoor retail lending areas; and
(five) If the Retail Lending Exam advisable summary doesn't precisely reflect the lender's performance in a very Retail Lending Exam Area where a number of of the lender's key products strains includes fewer than 30 loans;
(one) Thought on the dollar volume of the restricted goal bank's community development loans and Group advancement investments that reward or serve the power-dependent assessment region; and
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A constrained intent lender's Group enhancement funding functionality in its facility-based mostly assessment areas in the Point out or multistate MSA; and
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